这篇论文提出了ADC-GNN,在少样本场景下用扩散对比学习搞定图欺诈检测,三个公开基准上比现有方法都好,做风控的朋友可以看看
ADC-GNN是一个统一框架,结合扩散引导特征增强、对比表示学习和多跳谱注意力,用于少样本图欺诈检测。论文指出真实欺诈图存在稀疏不平衡监督和表示稀释问题。在三个公共基准和约6万条记录的私有电信数据集上,以1%训练设置评估,ADC-GNN持续优于原始欺诈基线及四种近期基线。额外分析验证了其稳定性、训练比例影响和模块效果。
Beyond Sparse Supervision: Diffusion-Guided Learning for Few-Shot Graph Fraud Detection
Graph-based fraud detection is essential for safeguarding large-scale transaction systems, where undetected anomalies may lead to substantial financial losses and security risks. Real-world fraud graphs pose two coupled challenges: sparse and imbalanced supervision, where verified fraudulent labels are scarce and heavily skewed toward benign accounts, and representation dilution, where spatial message passing may oversmooth camouflaged anomalies while spectral filters may suppress fraud-relevant mid- and high-frequency irregularities. To address these challenges, we propose ADC-GNN, short for Attention-guided Diffusion-Contrastive Graph Neural Network, a unified framework that combines diffusion-guided feature augmentation, contrastive representation learning, and multi-hop spectral attention for few-shot graph fraud detection. The diffusion component is formulated as a feature-space denoising augmentation mechanism rather than a full topology-generative graph diffusion model: it constructs noise-perturbed node-feature views under a cosine schedule and uses contrastive learning to stabilize node representations across perturbations. The spectral attention module further adaptively emphasizes fraud-relevant hop-level and relation-level cues. We evaluate ADC-GNN primarily on three public benchmarks and additionally report a proprietary real-world telecom transaction dataset with approximately 60,000 records as a private case study. Under the 1% training setting, ADC-GNN achieves consistent improvements over original graph fraud baselines and four protocol-consistent recent graph anomaly/fraud baselines on the public benchmarks. Additional analyses on split stability, training ratios, oversampling alternatives, module-level ablations, diffusion schedules, and runtime and memory-consumption comparisons further characterize the effective operating regime of ADC-GNN.