Anthropic 推出 Claude 个人财务测试版，经 Plaid 只读接入美国银行账户
Anthropic 给 Claude 加了个人财务管理功能，连上 Plaid 能看 16 家美国银行的账单和消费分析，不过做不了投资建议。
Anthropic 上线 Personal Finance beta，通过 Plaid 以只读方式连接最多 16 家美国银行。Claude 可读取余额、信用额度和最长 24 个月的交易记录，但看不到银行密码。该功能内对话默认不用于模型训练，在普通聊天中输入的财务信息仍按用户原有隐私设置处理。它能分析消费与账单，但读不到持仓、交易和利率条款，无法做投资组合分析。
Anthropic’s new Personal Finance beta connects bank accounts to Claude through Plaid with read-only access.
Claude’s Personal Finance hub reads balances, credit limits and up to 24 months of transactions from up to 16 linked US banks, but Plaid keeps bank passwords out of Claude’s view.
The training exclusion covers only conversations inside the hub, so financial details typed into regular chats follow the user’s normal privacy settings.
Claude reads balances on investment, loan and card accounts but not holdings, trades, rates or terms, which limits it to spending analysis rather than portfolio work.
