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OpenAI 推出 ChatGPT Wallet,让智能体在授权下完成购买

Why we picked it

智能体现在能帮你下单买东西了,OpenAI 给 ChatGPT Work、Codex 和 dots 接了钱包功能。走的是你自己的卡,每笔要你点头确认,卡的盗刷保护照常生效。做 agent 应用的开发者应该看看这套授权支付怎么设计的。

OpenAI 发布 ChatGPT Wallet,为 ChatGPT Work、Codex 和 dots 中的智能体提供支付能力,让这些智能体可以在用户批准后完成实际购买操作。

Body

该钱包的设计重点是安全与合规:每笔交易需要用户明确批准,并且沿用用户现有银行卡的既有保护机制,而非建立独立的支付通道。这意味着智能体下单时不会绕开发卡行的风控和争议处理流程。

对开发者而言,这补上了智能体从"能执行任务"到"能完成交易"的最后一环,与 Anthropic 等厂商在 agent 支付方向的探索形成直接对照。

Original · OpenAI Blog

Introducing ChatGPT Wallet, a secure way for agents in ChatGPT Work, Codex, and dots to complete purchases with user approval and existing card protections.

Industry Coordinates & Source Verification

This report is categorized under AITOP's "Products" desk, focusing on US frontier AI labs and Silicon Valley technology leaders. Within our cross-regional analytical framework, it directly maps to AI developer toolchains, coding agents, and engineering workflows and US-China foundation model benchmarks and commercialization comparison. Key entities and technical topics under continuous tracking include OpenAI, ChatGPT, Codex, agents.

Primary source verification: published directly by OpenAI Blog with first-party authority.