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HKMA ART Framework for Responsible AI in Banking

香港金管局 ART 人工智能治理框架
HKMA·Published 2026-10-15·Checked by 管理员 on 2026-10-17

The Hong Kong Monetary Authority published on 15 October 2026 the ART Framework for the banking sector, built on three pillars: Accountability, Resilience and Trust. It provides guidance to banks on accountability and risk management when deploying increasingly autonomous AI systems.

Source ↗Remind meChina · All

What it means for you

  • Licensed banks operating in Hong Kong must establish clear accountability mechanisms and ownership for AI systems under the ART framework
  • Banks need to assess resilience and risk for autonomous AI systems and review their existing AI governance arrangements
  • Technology vendors serving banks will face flow-down due diligence and governance requirements from banking clients

    • What to do

    ComplianceInventory all AI systems in use and assign accountable owners per the accountability pillar
    EngineeringAssess resilience and failure recovery of autonomous AI systems and strengthen controls
    LegalReview existing AI governance policies against the ART framework and report gaps to the board
    ProductVendors serving HK banks: prepare for client due diligence under the ART framework

    Key dates

    2026-10-15Published

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